Retail Banker
Job Description
KEY RESPONSIBILITIES
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Identify and attract the new loans and deposits to the branch through a well-prepared sales plan in order to reinforce sales strategy.
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Initiate credit facility in order to recommend the approval through in death quality preliminary analysis.
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Process credit application within stipulate TAT in order to increase customer certification level.
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Check the Authentication on Products Applications in the System to Ensure KYC and AML
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Monitoring loan facilities in order to insure minimum portfolio at risk.
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Monitor accounts in order to minimize the dormancy rate and Overdrawn accounts
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Resolve retail business customer inquire in order to improve customer satisfaction
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Prepare daily/weekly sales report, Monthly portfolio report
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QUALIFICATIONS AND EXPERIENCE
For the above position, the successful applicant should have the following:
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Bachelor’s Degree preferably in a business-related field.
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Minimum of 3 (three) year’s banking experience in Loans and Customer Relationship Management.
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Strong leadership competencies.
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Excellent planning, organizing, problem solving and analytical skills.
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Good interpersonal skills and ability to establish new client relationships and generate new business.
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A good understanding of strong risk management practices paying particular attention to business, operational, reputational, compliance and ethical risks.
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Excellent communication and negotiation skills
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Excellent analytical and forecasting skills; must also have strong attention to detail.
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Strong leadership skills with demonstrated competencies in championing high performance.